Crunch the numbers before you sign anything.

Free calculators for the money decisions that actually move the needle — mortgages, loans, and payoff strategies. Every tool shows its math and its assumptions.

• Mortgage Recast Calculator Your new payment after a lump-sum principal payment — and whether the recast fee is worth it.
• Biweekly Mortgage Payment Calculator How many years — and how much interest — paying every two weeks removes from your loan.
• Debt Snowball vs. Avalanche Both payoff strategies side by side with your real debts: payoff dates, total interest, verdict.
• HELOC Payoff Calculator When your home equity line is actually paid off — and what an extra monthly payment changes.
• 401(k) Employer Match Calculator What your match is worth, whether you leave free money unclaimed, and its value at retirement.
• Rent vs. Buy Calculator The honest comparison over your real horizon — including selling costs and your down payment invested.
• Mortgage Points Break-Even Whether buying down your rate pays off — the exact month the points turn profitable.
• Salary to Hourly Calculator Salary ⇄ hourly in both directions, plus your true rate per hour actually worked.
• CD Ladder Calculator Five CDs, staggered maturities: payouts per rung, blended APY, and when cash unlocks.